Terms of Use

These terms govern your use of the MJB Strategic website and any related services or products operated under MJB Strategic. By accessing or using this site or any associated services, you agree to the terms outlined below.

Purpose of the website

This website is provided for general informational purposes and to facilitate access to MJB Strategic’s services, tools, and products.

MJB Strategic operates as an umbrella entity that develops and provides various services, including financial diagnostics, operational analysis, and digital tools. Specific services or products may be subject to additional terms or conditions where applicable.

Scope of services

Services provided by MJB Strategic may include consulting engagements, diagnostic reviews, and software-based tools or platforms. In certain cases, services are delivered through structured systems such as subscription plans, credit-based usage, or one-time service engagements.

Where applicable, access to tools or services may be granted for a defined period following payment. The nature, scope, and limitations of each service will be communicated at the point of use or engagement.

Product-specific terms may apply to individual tools or services. In the absence of specific product terms, these general terms apply.

No professional advice

Information presented on this website is not financial, legal, tax, investment, or regulatory advice. You should not rely on website content as a substitute for advice from qualified professionals who are familiar with your specific circumstances.

Use of information

You may view, download, and print content from this site for personal, non-commercial use. You may not reproduce, distribute, modify, or republish site content without prior written consent.

Billing, payments, and access

Where services or products are offered for payment, charges are typically made in advance for access to those services over a defined period or for defined usage.

Subscription-based services, where applicable, renew automatically on a recurring basis unless cancelled prior to the next billing date. Access to such services continues for the duration of the paid billing period.

Certain products may operate on a credit-based system, where credits are used to access or process specific services. Credits represent service usage and do not constitute stored monetary value.

Additional details regarding billing, credit usage, expiry, and related terms may be outlined in separate policy pages or within specific product environments.

Refunds and cancellations

Payments made for services are generally non-refundable once access has been granted or the service has been made available for use.

If a subscription is cancelled, access will typically continue until the end of the current billing period, after which no further charges will be applied.

In cases where you believe there are exceptional circumstances, you may contact MJB Strategic directly using the contact details provided on this website for review.

Full details are available in the Refund Policy and Cancellation Policy pages.

Accuracy and availability

Reasonable effort is made to ensure that information on this site is accurate and current. However, no warranties are made regarding completeness, accuracy, or reliability.

MJB Strategic reserves the right to modify or remove content, services, or features at any time without notice.

Third-party links and tools

This website may reference or link to third-party platforms (such as Google Forms or payment processors). MJB Strategic does not control and is not responsible for the content, availability, or practices of those platforms.

Limitation of liability

To the maximum extent permitted by law, MJB Strategic is not liable for any loss, damage, or consequence arising from the use of, or reliance on, this website, its content, or any related services or tools.

Use of the site and associated services is at your own risk.

Governing principles

Any engagement that proceeds beyond initial contact may be governed by separately agreed terms, scope, and limitations. No obligation is created by website use alone unless explicitly stated.

Updates to these terms

These terms may be updated from time to time. Continued use of the website or associated services constitutes acceptance of the current version.